{
"data": {
"balancePlatform": "RochusEnterprise",
"creationDate": "2026-04-14T23:39:48+02:00",
"id": "38EBIK6ANRGP2SLB",
"accountHolder": {
"description": "RochusEnterprise Account Holder",
"id": "AH32CLV223227M5KV4GHM3FHC"
},
"amount": {
"currency": "USD",
"value": 1000
},
"balanceAccount": {
"description": "RochusEnterprise Liable Balance Account",
"id": "BA32CLV223227M5KV4GHM3FJH"
},
"category": "bank",
"categoryData": {
"priority": "regular",
"type": "bank"
},
"counterparty": {
"bankAccount": {
"accountHolder": {
"address": {
"city": "San Francisco",
"country": "US",
"line1": "274\nBrannan Street",
"postalCode": "94678",
"stateOrProvince": "CA"
},
"email": "rochus@adyen.com",
"fullName": "A. Klaassen",
"reference": "unique-identifier-of-the-developer-account",
"type": "unknown",
"url": "https://www.rooftown.com"
},
"accountIdentification": {
"type": "usLocal",
"accountNumber": "10220002222",
"accountType": "checking",
"routingNumber": "121000358"
}
}
},
"createdAt": "2026-04-14T23:39:31+02:00",
"description": "Your description for the transfer",
"direction": "outgoing",
"paymentInstrument": {
"description": "Bank account of RochusEnterpriseVostro_AdyenBankUS vostro balance account",
"id": "PI32CN6223227M5KV4GJ6G3XF"
},
"reason": "counterpartyBankUnavailable",
"reference": "unique-reference-to-the-transfer",
"referenceForBeneficiary": "Your-reference-sent-to-the-beneficiary",
"status": "returned",
"type": "bankTransfer",
"balances": [
{
"balance": 0,
"currency": "USD",
"received": 0,
"reserved": 0
}
],
"eventId": "EVJN42CTC22322455P7R2RV5TS62PM",
"events": [
{
"bookingDate": "2026-04-14T23:39:38+02:00",
"id": "EVJN42CL522322455P7R2RJDW4546G",
"mutations": [
{
"currency": "USD",
"received": -1000
}
],
"status": "received",
"type": "accounting"
},
{
"bookingDate": "2026-04-14T23:39:38+02:00",
"id": "EVJN42CTC22322455P7R2RJ5ST6D57",
"mutations": [
{
"currency": "USD",
"received": 1000,
"reserved": -1000
}
],
"status": "authorised",
"type": "accounting"
},
{
"bookingDate": "2026-04-14T23:39:39+02:00",
"id": "EVJN42CTC22322455P7R2RK5SV3SCG",
"mutations": [
{
"balance": -1000,
"currency": "USD",
"received": 0,
"reserved": 1000
}
],
"status": "booked",
"transactionId": "EVJN42CTC22322455P7R2RK5SV3SCGUSD",
"type": "accounting",
"valueDate": "2026-04-14T23:39:31+02:00"
},
{
"estimatedArrivalTime": "2026-04-15T18:00:00+02:00",
"id": "EVTR423H7223NVX35P7R2RP3CF6X2C",
"trackingData": {
"estimatedArrivalTime": "2026-04-15T18:00:00+02:00",
"type": "estimation"
},
"type": "tracking",
"updateDate": "2026-04-14T23:39:41+02:00"
},
{
"bookingDate": "2026-04-14T23:39:48+02:00",
"id": "EVJN42CTC22322455P7R2RV5TS62PM",
"mutations": [
{
"balance": 1000,
"currency": "USD",
"received": 0
}
],
"reason": "counterpartyBankUnavailable",
"status": "returned",
"transactionId": "EVJN42CTC22322455P7R2RV5TS62PMUSD",
"type": "accounting",
"valueDate": "2026-04-14T23:39:31+02:00"
}
],
"externalReason": {
"code": "AB07",
"description": "Agent of message is not online. Generic usage if it cannot be determined who exactly is not online.",
"namespace": "ISO20022_ExternalStatusReason"
},
"sequenceNumber": 5,
"tracking": {
"estimatedArrivalTime": "2026-04-15T18:00:00+02:00",
"type": "estimation"
},
"transactionRulesResult": {
"allHardBlockRulesPassed": true,
"score": 0
},
"updatedAt": "2026-04-14T23:39:48+02:00"
},
"environment": "test",
"timestamp": "2026-04-14T21:39:49.992Z",
"type": "balancePlatform.transfer.updated"
}