{
"data": {
"id": "38E95Q684C7X6PPA",
"type": "bankTransfer",
"amount": {
"value": 1000,
"currency": "USD"
},
"events": [
{
"id": "EVJN42984223223V5N3DGZD7NX4C44",
"type": "accounting",
"status": "received",
"mutations": [
{
"currency": "USD",
"received": -1000
}
],
"bookingDate": "2025-08-27T15:38:06+02:00"
},
{
"id": "EVJN42CSD223223V5N3DGZDD644BJN",
"type": "accounting",
"status": "authorised",
"mutations": [
{
"currency": "USD",
"received": 1000,
"reserved": -1000
}
],
"bookingDate": "2025-08-27T15:38:06+02:00"
},
{
"id": "EVJN42984223223V5N3DGZD7NZ5WR2",
"type": "accounting",
"status": "booked",
"mutations": [
{
"balance": -1000,
"currency": "USD",
"received": 0,
"reserved": 1000
}
],
"valueDate": "2025-08-27T15:37:59+02:00",
"bookingDate": "2025-08-27T15:38:06+02:00",
"transactionId": "EVJN42984223223V5N3DGZD7NZ5WR2USD"
},
{
"id": "EVTR423H6223CV775N3DGZJ8P76N3Z",
"type": "tracking",
"updateDate": "2025-08-27T15:38:08+02:00",
"trackingData": {
"type": "estimation",
"estimatedArrivalTime": "2025-08-28T18:00:00+02:00"
},
"estimatedArrivalTime": "2025-08-28T18:00:00+02:00"
},
{
"id": "EVJN42CSD223223V5N3DGZTD766VD6",
"type": "accounting",
"reason": "refusedByCounterpartyBank",
"status": "returned",
"mutations": [
{
"balance": 1000,
"currency": "USD",
"received": 0
}
],
"valueDate": "2025-08-27T15:37:59+02:00",
"bookingDate": "2025-08-27T15:38:19+02:00",
"transactionId": "EVJN42CSD223223V5N3DGZTD766VD6USD",
"externalReason": {
"code": "MS03",
"namespace": "ISO20022_ExternalStatusReason",
"description": "Reason has not been specified by agent."
}
}
],
"reason": "refusedByCounterpartyBank",
"status": "returned",
"balances": [
{
"balance": 0,
"currency": "USD",
"received": 0,
"reserved": 0
}
],
"category": "bank",
"tracking": {
"type": "estimation",
"estimatedArrivalTime": "2025-08-28T18:00:00+02:00"
},
"createdAt": "2025-08-27T15:37:59+02:00",
"direction": "outgoing",
"reference": "unique-reference-to-the-transfer",
"updatedAt": "2025-08-27T15:38:19+02:00",
"description": "Your description for the transfer",
"categoryData": {
"type": "bank",
"priority": "regular"
},
"counterparty": {
"bankAccount": {
"accountHolder": {
"url": "https://www.rooftown.com",
"type": "unknown",
"email": "rochus@adyen.com",
"address": {
"city": "San Francisco",
"line1": "274",
"line2": "Brannan Street",
"country": "US",
"postalCode": "94678"
},
"fullName": "A. Klaassen",
"reference": "unique-identifier-of-the-developer-account"
},
"accountIdentification": {
"type": "usLocal",
"accountType": "checking",
"accountNumber": "10220005555",
"routingNumber": "121000358"
}
}
},
"creationDate": "2025-08-27T15:38:19+02:00",
"accountHolder": {
"id": "AH32CLV223227M5KV4GHM3FHC",
"description": "RochusEnterprise Account Holder"
},
"balanceAccount": {
"id": "BA32CLV223227M5KV4GHM3FJH",
"description": "RochusEnterprise Liable Balance Account"
},
"externalReason": {
"code": "MS03",
"namespace": "ISO20022_ExternalStatusReason",
"description": "Reason has not been specified by agent."
},
"sequenceNumber": 5,
"balancePlatform": "RochusEnterprise",
"paymentInstrument": {
"id": "PI32CN6223227M5KV4GJ6G3XF",
"description": "Bank account of RochusEnterpriseVostro_AdyenBankUS vostro balance account"
},
"referenceForBeneficiary": "Your-reference-sent-to-the-beneficiary"
},
"type": "balancePlatform.transfer.updated",
"timestamp": "2025-08-27T13:38:21.705Z",
"environment": "test"
}