{
"additionalData": {
"fraudCheck-75-PaymentDetailCarteBancaireRefCheck": "0",
"fraudCheck-72-TransactionTimeCheck": "0",
"refusalReasonRaw": "This is not a testCard",
"eci": "N/A",
"acquirerAccountCode": "TestPmmAcquirerAccount",
"fraudCheck-8-ShopperEmailUsage": "0",
"xid": "N/A",
"threeDAuthenticated": "false",
"fraudCheck-2-CardChunkUsage": "0",
"issuerBin": "40000153",
"retry.attempt1.networkTokenOffered": "false",
"fraudManualReview": "false",
"threeDOffered": "false",
"fraudCheck-3-PaymentDetailUsage": "0",
"threeDOfferedResponse": "N/A",
"authorisationMid": "50",
"checkout.cardAddedBrand": "visa",
"fraudCheck-7-ShopperIpUsage": "0",
"cavv": "N/A",
"authorisedAmountCurrency": "ZAR",
"threeDAuthenticatedResponse": "N/A",
"retry.attempt1.rawResponse": "This is not a testCard",
"paymentMethod": "visa",
"avsResult": "0 Unknown",
"fraudCheck-41-PaymentDetailNonFraudRefCheck": "0",
"cardSummary": "0142",
"retry.attempt1.avsResultRaw": null,
"totalFraudScore": "0",
"expiryDate": "03/2030",
"cavvAlgorithm": "N/A",
"cardBin": "400001",
"fraudCheck-4-HolderNameUsage": "0",
"merchantReference": "66460a5b-4ca0-45d2-871f-02e5d327afb6",
"fraudCheck-10-HolderNameContainsNumber": "0",
"fraudCheck-13-IssuerRefCheck": "0",
"liabilityShift": "false",
"fraudResultType": "GREEN",
"cardHolderName": "RJP Offerman",
"PaymentAccountReference": "rBoE2x1bEK4m4aasr4Rvk1SWedwzF",
"retry.attempt1.acquirerAccount": "TestPmmAcquirerAccount",
"retry.attempt1.acquirer": "TestPmmAcquirer",
"authorisedAmountValue": "100",
"fraudCheck-11-HolderNameIsOneWord": "0",
"fraudCheck-27-PmOwnerRefCheck": "0",
"issuerCountry": "unknown",
"cvcResult": "0 Unknown",
"retry.attempt1.responseCode": "Refused",
"fraudCheck-1-PaymentDetailRefCheck": "0",
"retry.attempt1.shopperInteraction": "Ecommerce",
"acquirerCode": "TestPmmAcquirer"
},
"amount": {
"currency": "ZAR",
"value": 100
},
"eventCode": "AUTHORISATION",
"eventDate": "2025-11-13T14:34:08+01:00",
"merchantAccountCode": "PostmanAPI",
"merchantReference": "66460a5b-4ca0-45d2-871f-02e5d327afb6",
"operations": [
"CANCEL",
"CAPTURE",
"REFUND"
],
"paymentMethod": "visa",
"pspReference": "P9VTQL6SPR6WQT65",
"reason": "Refused",
"success": "false"
}